Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Recent Episodes

April 23, 2024

Creating an Online Account with the IRS

Take control of your tax information effortlessly. Join Ralph Estep, Jr., and listen to our step-by-step guide on creating an online account with the IRS with ID me verification. Stay organized and prepared for tax filing se…
April 22, 2024

Stewarding Your Benjamins

Join Ralph Estep Jr., as he gives you a plan to stewarding your Benjamins. Break free from the bondage of debt and control your finances instead of your finances controlling you! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VE…
April 21, 2024

How to Stop Worrying and Start Living

Overcome worry & anxiety with Biblical wisdom! Join Ralph Estep Jr., as he dives into practical steps to stop worrying and start living a prosperous life. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMB…
April 20, 2024

Credit Builder Loans

Curious about credit builder loans and how they can impact your financial journey? Join Ralph Estep, Jr., as he explores the pros, cons, and biblical perspective on managing your credit wisely.
April 19, 2024

Inheriting Savings Bonds and the Tax Implications

Inheriting savings bonds can be a blessing and a responsibility. Let's navigate the key steps after inheriting savings bonds together. Join Ralph Estep, Jr.
April 18, 2024

How to Avoid Tax Scams

Beware of Tax Scams - Join Ralph Estep, Jr. and learn how to avoid tax scams and protect yourself from fraudulent schemes. Join us as we discuss warning signs, prevention tips, and what to do if you fall victim to a tax scam.

Recent Blog Posts

Simplifying the Process: How to Create an IRS online account

Simplifying the Process: How to Create an Online Account with the IRS With the evolving landscape of technology, managing your finances and tax information has become more convenient than ever. One crucial step in this digital era is setting up an …

Taking Control of Your Finances: A Guide to Financial Stewardship

Taking Control of Your Finances: A Guide to Financial Stewardship Do you ever find yourself feeling overwhelmed by your finances, unsure of where to start or how to manage them effectively? In a world where money often feels like a source of stress…

Conquering Fear with Christ: A Christian Perspective on Overcoming Worry

Embracing a Life of Peace and Purpose: A Christian Perspective on Overcoming Worry In a world filled with uncertainties, worries, and anxieties, it can be challenging to find peace and live a life of purpose. As a Christian, the teachings of the Bi…

About the Host

Ralph V. Estep, Jr.Profile Photo

Ralph V. Estep, Jr.

Accountant, Author, Farmer and Podcast Host

Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.

Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.

Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.

Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.

With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.

Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More