Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Recent Episodes

April 18, 2024

How to Avoid Tax Scams

Beware of Tax Scams - Join Ralph Estep, Jr. and learn how to avoid tax scams and protect yourself from fraudulent schemes. Join us as we discuss warning signs, prevention tips, and what to do if you fall victim to a tax scam.
April 17, 2024

Crazy Online Product Reviews

Are you a fan of outrageous kitchen gadgets, health miracles, or eccentric transportation inventions? Join Ralph Estep, Jr., as he discusses crazy online product reviews and whether they have actual value.
April 16, 2024

Are you losing money working for Home Delivery Services?

Are you losing money working as in home delivery services? Join Ralph Estep, Jr., as dives deep into the real costs of food delivery services and how you can turn it into a profitable side business with strategic tips.
April 15, 2024

Should I cosign for a loan?

Considering should I cosign for a Loan? Join Ralph Estep, Jr., as he dives deep into the risks and implications of being a cosigner. Protect your financial future!
April 14, 2024

Pray for our Leaders

Did you know that you are commanded to pray for our leaders? Join Ralph Estep, Jr., for actionable steps to honor God in times of tension.
April 13, 2024

Weathering Economic Storms: A Preppers Guide to Financial Resilience - Mark Lawley and Ralph Estep, Jr.

Weathering Economic Storms - A Prepper's Guide to Financial Resilience. Guests Mark Lawley and Ralph Estep, Jr., share invaluable insights on preparing financially for the unexpected.

Recent Blog Posts

Introduction to Tax Scams

Protect Yourself from Tax Scams: A Comprehensive Guide Tax season is a stressful time for many, and unfortunately, it's also a prime time for scammers to prey on unsuspecting individuals. Have you ever received a threatening call from someone claim…

Unveiling the World of Zany and Outrageous Products

Unveiling the World of Zany and Outrageous Products Welcome to a world where the bizarre and the outrageous collide to bring you products you never knew you needed. In today's blog post, we will take a dive into the realm of zany products featured …

The Real Cost of Food Delivery Gig Economy: Are You Losing Money?

The Real Cost of Food Delivery Gig Economy: Are You Losing Money? Are you currently driving for popular food delivery services like DoorDash, GrubHub, or Uber Eats to earn some extra cash? The gig economy has seen a surge in delivery drivers, but h…

About the Host

Ralph V. Estep, Jr.Profile Photo

Ralph V. Estep, Jr.

Accountant, Author, Farmer and Podcast Host

Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.

Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.

Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.

Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.

With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.

Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More