Taking Control of Your Finances: A Guide to Financial Stewardship Do you ever find yourself feeling overwhelmed by your finances, unsure of where to start or how to manage them effectively? In a world where money often feels like a source of stress…
Embracing a Life of Peace and Purpose: A Christian Perspective on Overcoming Worry In a world filled with uncertainties, worries, and anxieties, it can be challenging to find peace and live a life of purpose. As a Christian, the teachings of the Bi…
Understanding Credit Building Loans: A Christian Perspective Have you heard about credit builder loans, but aren't quite sure what they are or if they're right for your situation? Well, stay tuned because in today's episode, we're diving deep into …
Accountant, Author, Farmer and Podcast Host
Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.
Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.
Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.
Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.
With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.
Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More